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Types Of Financial Transactions Vocabulary Set in Finance And Banking: Full and Detailed List

The 'Types Of Financial Transactions' vocabulary set in 'Finance And Banking' is carefully selected from standard international textbook sources, helping you master vocabulary in a short time. Comprehensive compilation of definitions, illustrative examples, and standard pronunciation...

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deposit

/dɪˈpɑː.zɪt/

Example:

I made a large deposit into my savings account.

withdrawal

/wɪðˈdrɑː.əl/

Example:

The withdrawal of troops from the region was completed.

transfer

/ˈtræns.fɝː/

Example:

Please transfer the files to the new folder.

payment

/ˈpeɪ.mənt/

Example:

The payment is due by the end of the month.

loan

/loʊn/

Example:

She took out a bank loan to buy a new car.

investment

/ɪnˈvest.mənt/

Example:

His investment in the stock market paid off handsomely.

mortgage

/ˈmɔːr.ɡɪdʒ/

Example:

They took out a mortgage to buy their new house.

foreclosure

/fɔːrˈkloʊ.ʒɚ/

Example:

The bank initiated foreclosure proceedings after three missed payments.

interest

/ˈɪn.trɪst/

Example:

She showed great interest in the new project.

principal

/ˈprɪn.sə.pəl/

Example:

The principal announced the new school policy.

insurance

/ɪnˈʃɝː.əns/

Example:

I need to get car insurance before I can drive.

premium

/ˈpriː.mi.əm/

Example:

There's a premium for express delivery.

claim

/kleɪm/

Example:

He claims to be a direct descendant of the king.

policy

/ˈpɑː.lə.si/

Example:

The company has a strict policy against harassment.

dividend

/ˈdɪv.ə.dend/

Example:

The company announced a quarterly dividend of 50 cents per share.

stock

/stɑːk/

Example:

The store has a large stock of electronics.

bond

/bɑːnd/

Example:

The prisoner was held by a strong bond.

portfolio

/ˌpɔːrtˈfoʊ.li.oʊ/

Example:

She carried her artwork in a large portfolio.

asset

/ˈæs.et/

Example:

Her experience is a great asset to the team.

liability

/ˌlaɪ.əˈbɪl.ə.t̬i/

Example:

The company accepted full liability for the accident.

equity

/ˈek.wə.t̬i/

Example:

The company is committed to ensuring equity in its hiring practices.

profit

/ˈprɑː.fɪt/

Example:

The company reported a significant profit this quarter.

loss

/lɑːs/

Example:

The company reported a significant financial loss this quarter.

exchange rate

/ɪksˈtʃeɪndʒ reɪt/

Example:

The exchange rate between the dollar and the euro fluctuates daily.

stock market

/ˈstɑːk ˌmɑːr.kɪt/

Example:

The stock market closed higher today.

stock exchange

/ˈstɑːk ɪksˌtʃeɪndʒ/

Example:

The stock exchange closed early due to the holiday.

market order

/ˈmɑːrkɪt ˌɔːrdər/

Example:

He placed a market order to buy 100 shares of the stock.

limit order

/ˈlɪmɪt ˌɔːrdər/

Example:

He placed a limit order to buy 100 shares at $50.

short selling

/ˈʃɔːrt ˌsel.ɪŋ/

Example:

He made a fortune through short selling during the market downturn.

derivative

/dɪˈrɪv.ə.t̬ɪv/

Example:

His new song is a derivative of an old folk tune.

hedge fund

/ˈhedʒ ˌfʌnd/

Example:

He works for a prominent hedge fund in New York.

annuity

/əˈnjuː.ə.t̬i/

Example:

She receives an annuity from her retirement fund.

index fund

/ˈɪn.deks ˌfʌnd/

Example:

Investing in an index fund is often recommended for long-term growth.

commodity

/kəˈmɑː.də.t̬i/

Example:

Oil is a valuable commodity in the global market.

futures

/ˈfjuː.tʃərz/

Example:

He trades in corn futures.

option

/ˈɑːp.ʃən/

Example:

You have two options: stay or leave.

assets under management

/ˈæs.ɛts ˌʌn.dər ˈmæn.ɪdʒ.mənt/

Example:

The firm reported a significant increase in assets under management this quarter.

initial public offering

/ɪˌnɪʃ.əl ˌpʌb.lɪk ˈɔːf.ər.ɪŋ/

Example:

The tech startup announced its initial public offering next month.

net asset value

/ˌnet ˈæs.et ˌvæl.juː/

Example:

The mutual fund's net asset value increased significantly last quarter.

capital gain

/ˈkæp.ɪ.təl ˌɡeɪn/

Example:

He made a significant capital gain from selling his shares.

capital loss

/ˈkæp.ɪ.təl ˌlɔːs/

Example:

He reported a significant capital loss on his stock portfolio this year.

diversification

/dɪˌvɝː.sə.fəˈkeɪ.ʃən/

Example:

The company's diversification strategy included expanding into new markets.

risk management

/ˈrɪsk ˌmæn.ədʒ.mənt/

Example:

Effective risk management is crucial for business success.

financial statement

/faɪˈnæn.ʃəl ˈsteɪt.mənt/

Example:

The company's financial statement showed a significant profit increase.

annual report

/ˈæn.ju.əl rɪˌpɔːrt/

Example:

The company published its annual report last week.

income statement

/ˈɪnkʌm ˌsteɪtmənt/

Example:

The accountant prepared the income statement for the last quarter.

balance sheet

/ˈbæl.əns ˌʃiːt/

Example:

The accountant prepared the company's balance sheet for the end of the fiscal year.

cash flow statement

/kæʃ ˈfloʊ ˌsteɪtmənt/

Example:

The accountant prepared the cash flow statement to analyze the company's liquidity.

audit

/ˈɑː.dɪt/

Example:

The company is undergoing a financial audit this month.

taxation

/tækˈseɪ.ʃən/

Example:

The government announced new taxation policies to fund public services.
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