underwriting
US /ˈʌndərˌraɪtɪŋ/
UK /ˈʌndərˌraɪtɪŋ/

1.
pengunderaitan, penjaminan
the process of assessing the risk of a potential client or policyholder and determining the terms and conditions of coverage, especially in insurance or finance
:
•
The bank's underwriting department carefully reviewed the loan application.
Jabatan pengunderaitan bank menyemak permohonan pinjaman dengan teliti.
•
Effective underwriting is crucial for managing risk in the insurance industry.
Pengunderaitan yang berkesan adalah penting untuk menguruskan risiko dalam industri insurans.