Maksud perkataan "hire purchase" dalam bahasa Melayu

Apakah maksud "hire purchase" dalam bahasa Inggeris? Terokai maksud, sebutan dan penggunaan khusus perkataan ini bersama Lingoland

hire purchase

US /ˈhaɪər ˈpɜːrtʃəs/
UK /ˈhaɪə ˈpɜːtʃəs/

Kata Nama

sewa beli, bayaran ansuran

a system by which a person pays for an item in regular installments while having the use of it, but does not own it outright until the final payment is made

Contoh:
•
We bought our new car on hire purchase.
Kami membeli kereta baru kami secara sewa beli.
•
Many consumers opt for hire purchase to afford expensive goods.
Ramai pengguna memilih sewa beli untuk membeli barangan mahal.