out-of-pocket

US /ˌaʊt əv ˈpɑːkɪt/
UK /ˌaʊt əv ˈpɑːkɪt/
"out-of-pocket" picture
1.

dari kantong sendiri, pribadi

paid for by oneself rather than by one's employer or by insurance

:
I had to pay for the repairs out-of-pocket.
Saya harus membayar perbaikan dari kantong sendiri.
Many patients face high out-of-pocket medical expenses.
Banyak pasien menghadapi biaya medis dari kantong sendiri yang tinggi.