self-insurance
US /ˌself.ɪnˈʃʊr.əns/
UK /ˌself.ɪnˈʃʊə.rəns/
名词
自保, 自我保险
a system in which a business or individual assumes financial responsibility for their own risks, rather than transferring them to an insurance company
示例:
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Many large corporations opt for self-insurance to manage their employee health benefits.
许多大型企业选择自保来管理员工的健康福利。
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The company decided to switch to self-insurance to reduce premium costs.
公司决定转向自保以降低保费成本。