out-of-pocket

US /ˌaʊt əv ˈpɑːkɪt/
UK /ˌaʊt əv ˈpɑːkɪt/
"out-of-pocket" picture
1.

自付的, 自掏腰包的

paid for by oneself rather than by one's employer or by insurance

:
I had to pay for the repairs out-of-pocket.
我不得不自掏腰包支付修理费。
Many patients face high out-of-pocket medical expenses.
许多患者面临高额的自付医疗费用。