insurance underwriter
US /ɪnˈʃʊr.əns ˈʌn.dərˌraɪ.tər/
UK /ɪnˈʃʊr.əns ˈʌn.dərˌraɪ.tər/

1.
保险承保人, 核保人
a person or company that assesses and evaluates risks for insurance policies to determine the terms and premiums of coverage
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The insurance underwriter reviewed the client's medical history before approving the life insurance policy.
保险承保人在批准人寿保险单之前审查了客户的病史。
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As an insurance underwriter, she specializes in commercial property risks.
作为一名保险承保人,她专注于商业财产风险。