health insurance
US /ˈhelθ ɪnˌʃʊr.əns/
UK /ˈhelθ ɪnˌʃʊr.əns/

1.
医疗保险
insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over a large number of persons
:
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Do you have health insurance?
你有医疗保险吗?
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Many companies offer health insurance as part of their employee benefits.
许多公司提供医疗保险作为员工福利的一部分。