group insurance
US /ˈɡruːp ɪnˈʃʊr.əns/
UK /ˈɡruːp ɪnˈʃʊr.əns/

1.
团体保险
a single policy covering a group of individuals, typically employees of a company or members of an association, providing them with benefits such as health, life, or disability coverage
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Many companies offer group insurance as part of their employee benefits package.
许多公司提供团体保险作为员工福利计划的一部分。
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The cost of group insurance is often lower than individual policies.
团体保险的费用通常低于个人保单。