out-of-pocket
US /ˌaʊt əv ˈpɑːkɪt/
UK /ˌaʊt əv ˈpɑːkɪt/

1.
di tasca propria, a carico del paziente
paid for by oneself rather than by one's employer or by insurance
:
•
I had to pay for the repairs out-of-pocket.
Ho dovuto pagare le riparazioni di tasca mia.
•
Many patients face high out-of-pocket medical expenses.
Molti pazienti affrontano elevate spese mediche di tasca propria.