penurious
US /pəˈnjʊr.i.ri.əs/
UK /pəˈnjʊr.i.ri.əs/

1.
extremely poor; poverty-stricken
:
•
The penurious family struggled to afford basic necessities.
•
Despite his talent, the artist lived a penurious life.
2.
unwilling to spend money; stingy
:
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He was so penurious that he refused to turn on the heating even in winter.
•
Her penurious habits made her unpopular among her friends.