Meaning of the word mortgagee in English

What does mortgagee mean in English? Explore the meaning, pronunciation, and specific usage of this word with Lingoland.

mortgagee

US /ˌmɔːr.ɡɪˈdʒiː/
UK /ˌmɔː.ɡɪˈdʒiː/

Noun

the lender in a mortgage, typically a bank or other financial institution

Example:
The bank acts as the mortgagee, holding the property as security for the loan.
The mortgagee has the right to foreclose on the property if the borrower defaults.