Meaning of the word "insurance premium" in English

What does "insurance premium" mean in English? Explore the meaning, pronunciation, and specific usage of this word with Lingoland.

insurance premium

US /ˈɪn.ʃʊr.əns ˈpriː.mi.əm/
UK /ˈɪn.ʃʊər.əns ˈpriː.mi.əm/

Noun

the amount of money that you pay to an insurance company for a policy

Example:
My car insurance premium went up this year.
She pays a high insurance premium for her valuable jewelry.