human capital
US /ˌhjuː.mən ˈkæp.ɪ.təl/
UK /ˌhjuː.mən ˈkæp.ɪ.təl/

1.
the skills, knowledge, and experience possessed by an individual or population, viewed in terms of their value or cost to an organization or country.
:
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Investing in education is crucial for developing a nation's human capital.
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The company recognizes that its employees are its most valuable human capital.