credit rating agency

US /ˈkred.ɪt ˈreɪ.tɪŋ ˌeɪ.dʒən.si/
UK /ˈkred.ɪt ˈreɪ.tɪŋ ˌeɪ.dʒən.si/
"credit rating agency" picture
1.

a company that assesses the financial strength of companies and governments and their ability to pay their debts, and publishes these assessments as credit ratings

:
The credit rating agency downgraded the country's debt.
Investors rely on reports from credit rating agencies.