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词汇集 银行（属于 常用词汇）：完整且详细的清单

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retire

/rɪˈtaɪr/

(verb) 退休, 退役, 撤退

示例:

My father plans to retire next year.
我父亲计划明年退休。

dismiss

/dɪˈsmɪs/

(verb) 解散, 遣散, 不理会

示例:

She dismissed the class early.
她提前解散了班级。

department

/dɪˈpɑːrt.mənt/

(noun) 部门, 部, 百货商店

示例:

She works in the marketing department.
她在市场部工作。

sponsor

/ˈspɑːn.sɚ/

(noun) 赞助商, 发起人, 担保人;

(verb) 赞助, 资助, 支持

示例:

The company is a major sponsor of the local charity run.
该公司是当地慈善跑步活动的主要赞助商。

appoint

/əˈpɔɪnt/

(verb) 任命, 委派, 确定

示例:

They decided to appoint her as the new director.
他们决定任命她为新任总监。

multinational

/ˌmʌl.t̬iˈnæʃ.ən.əl/

(adjective) 跨国的, 多国的;

(noun) 跨国公司, 多国企业

示例:

The company has a multinational workforce.
该公司拥有一支跨国劳动力。

investor

/ɪnˈves.t̬ɚ/

(noun) 投资者

示例:

She is a long-term investor in the stock market.
她是股市的长期投资者。

stake

/steɪk/

(noun) 木桩, 桩, 赌注;

(verb) 用木桩标记, 宣示主权, 下赌注

示例:

He drove a stake into the ground to mark the property line.
他把一根木桩打入地下，以标记地界。

inherit

/ɪnˈher.ɪt/

(verb) 继承, 遗传, 接替

示例:

She inherited a fortune from her grandmother.
她从祖母那里继承了一笔财富。

accountant

/əˈkaʊn.t̬ənt/

(noun) 会计师

示例:

My accountant helps me with my taxes every year.
我的会计师每年都帮我处理税务。

lend

/lend/

(verb) 借出, 贷给, 增添

示例:

Can you lend me your pen for a moment?
你能把你的笔借给我一下吗？

borrow

/ˈbɑːr.oʊ/

(verb) 借, 借用, 借鉴

示例:

Can I borrow your pen for a moment?
我能借用一下你的笔吗？

rent

/rent/

(noun) 租金, 房租;

(verb) 租, 出租

示例:

The rent is due on the first of every month.
租金在每月的第一天到期。

acquire

/əˈkwaɪɚ/

(verb) 获得, 取得, 购得

示例:

The company decided to acquire a smaller competitor.
该公司决定收购一家较小的竞争对手。

distribution

/ˌdɪs.trɪˈbjuː.ʃən/

(noun) 分发, 分销, 分布

示例:

The distribution of food to the needy was organized by volunteers.
向有需要的人分发食物是由志愿者组织的。

coordinate

/koʊˈɔːr.dən.eɪt/

(verb) 协调, 配合, 搭配;

(noun) 坐标;

(adjective) 并列的, 同等的

示例:

We need to coordinate our efforts to finish the project on time.
我们需要协调我们的努力，以按时完成项目。

purchase

/ˈpɝː.tʃəs/

(noun) 购买, 采购, 抓地力;

(verb) 购买, 采购

示例:

She made a large purchase at the department store.
她在百货公司进行了一次大采购。

stock exchange

/ˈstɑːk ɪksˌtʃeɪndʒ/

(noun) 证券交易所, 股票市场

示例:

The stock exchange closed early due to the holiday.
由于假期，证券交易所提前关闭。

stock market

/ˈstɑːk ˌmɑːr.kɪt/

(noun) 股市, 证券市场

示例:

The stock market closed higher today.
今天股市收高。

graduate

/ˈɡrædʒ.u.ət/

(noun) 毕业生, 大学毕业生;

(verb) 毕业, 获得学位, 晋升

示例:

She is a recent graduate of Harvard University.
她是哈佛大学的应届毕业生。

opportunity

/ˌɑː.pɚˈtuː.nə.t̬i/

(noun) 机会, 时机

示例:

This is a great opportunity to learn new skills.
这是一个学习新技能的好机会。

challenge

/ˈtʃæl.ɪndʒ/

(noun) 挑战, 挑衅, 难题;

(verb) 挑战, 质疑, 反驳

示例:

He accepted the challenge to a duel.
他接受了决斗的挑战。

career

/kəˈrɪr/

(noun) 职业, 事业;

(verb) 飞驰, 猛冲

示例:

She is pursuing a career in medicine.
她正在追求医学事业。

commerce

/ˈkɑː.mɝːs/

(noun) 商业, 贸易

示例:

International commerce has increased significantly.
国际商业显著增长。

costly

/ˈkɑːst.li/

(adjective) 昂贵的, 花费大的, 代价高昂的

示例:

The new car was very costly.
这辆新车非常昂贵。

pioneer

/ˌpaɪəˈnɪr/

(noun) 先驱, 拓荒者;

(verb) 开创, 倡导

示例:

The early pioneers faced many hardships on their journey west.
早期的拓荒者在西行途中面临许多艰难。

abroad

/əˈbrɑːd/

(adverb) 国外

示例:

She decided to study abroad for a year.
她决定出国留学一年。

fortune

/ˈfɔːr.tʃuːn/

(noun) 财富, 巨款, 运气

示例:

He inherited a vast fortune from his grandfather.
他从祖父那里继承了一大笔财富。

property

/ˈprɑː.pɚ.t̬i/

(noun) 财产, 所有物, 房产

示例:

The house is my personal property.
这房子是我的私人财产。

cash machine

/ˈkæʃ məˌʃiːn/

(noun) 自动取款机, 提款机

示例:

I need to find a cash machine to withdraw some money.
我需要找一台自动取款机取些钱。

credit card

/ˈkred.ɪt ˌkɑːrd/

(noun) 信用卡

示例:

I paid for the groceries with my credit card.
我用信用卡支付了杂货。

debit card

/ˈdeb.ɪt ˌkɑːrd/

(noun) 借记卡

示例:

I paid for the groceries with my debit card.
我用我的借记卡支付了杂货。

lease

/liːs/

(noun) 租约, 租赁;

(verb) 出租, 租赁

示例:

We signed a three-year lease for the apartment.
我们签署了公寓的三年租约。

discount

/ˈdɪs.kaʊnt/

(noun) 折扣, 优惠;

(verb) 打折, 减价, 忽视

示例:

They offer a 10% discount for students.
他们为学生提供10%的折扣。

survey

/ˈsɝː.veɪ/

(noun) 调查, 勘测, 概览;

(verb) 审视, 勘测, 测量

示例:

The architect conducted a survey of the building's structural integrity.
建筑师对建筑物的结构完整性进行了勘测。

possession

/pəˈzeʃ.ən/

(noun) 拥有, 占有, 财产

示例:

The family lost all their possessions in the fire.
那家人在火灾中失去了所有财产。

equality

/iˈkwɑː.lə.t̬i/

(noun) 平等, 同等, 等式

示例:

The fight for gender equality continues worldwide.
全球范围内争取性别平等的斗争仍在继续。

poverty

/ˈpɑː.vɚ.t̬i/

(noun) 贫困, 贫穷, 贫乏

示例:

Many families in the region live in extreme poverty.
该地区许多家庭生活在极端贫困中。

charge

/tʃɑːrdʒ/

(verb) 收费, 索价, 指控;

(noun) 费用, 收费, 指控

示例:

The restaurant charged us for water we didn't order.
餐厅收取了我们没点的水的费用。

emote

/iˈmoʊt/

(verb) 表达情感, 感情用事

示例:

The actor tended to emote too much, making his performance seem unnatural.
这位演员倾向于过度表达情感，使他的表演显得不自然。

outsource

/ˈaʊt.sɔːrs/

(verb) 外包, 外部采购

示例:

Many companies outsource their customer service to call centers in other countries.
许多公司将客户服务外包给其他国家的呼叫中心。

grant

/ɡrænt/

(verb) 授予, 允许, 承认;

(noun) 拨款, 补助金

示例:

The committee decided to grant him immunity from prosecution.
委员会决定给予他免于起诉的豁免权。

warehouse

/ˈwer.haʊs/

(noun) 仓库, 货栈;

(verb) 仓储, 入库

示例:

The company stores its products in a large warehouse.
该公司将产品储存在一个大型仓库中。

in-house

/ˌɪnˈhaʊs/

(adjective) 内部, 公司内部;

(adverb) 内部, 公司内部

示例:

The company decided to handle all marketing in-house.
公司决定所有营销工作都内部处理。

diversity

/dɪˈvɝː.sə.t̬i/

(noun) 多样性, 多样化

示例:

The city is known for its cultural diversity.
这座城市以其文化多样性而闻名。

potential

/poʊˈten.ʃəl/

(adjective) 潜在的, 可能的;

(noun) 潜力, 潜能

示例:

He is a potential candidate for the job.
他是这份工作的潜在候选人。

campaign

/kæmˈpeɪn/

(noun) 战役, 军事行动, 运动;

(verb) 竞选, 开展运动

示例:

The general launched a new campaign against the enemy.
将军对敌人发起了一场新的战役。

insecurity

/ˌɪn.səˈkjʊr.ə.t̬i/

(noun) 不安全感, 缺乏自信, 不安全

示例:

Her constant need for validation stemmed from deep-seated insecurity.
她对认可的持续需求源于根深蒂固的不安全感。

compensation

/ˌkɑːm.penˈseɪ.ʃən/

(noun) 赔偿, 补偿, 薪酬

示例:

She received a large sum as compensation for her injuries.
她收到一大笔钱作为受伤的赔偿。

formal

/ˈfɔːr.məl/

(adjective) 正式的, 官方的, 规整的

示例:

The meeting requires formal attire.
会议要求穿正装。

demonstrate

/ˈdem.ən.streɪt/

(verb) 证明, 论证, 演示

示例:

The study demonstrates the effectiveness of the new drug.
这项研究证明了新药的有效性。

commit

/kəˈmɪt/

(verb) 犯, 做, 致力于

示例:

He was arrested for attempting to commit fraud.
他因企图犯下欺诈罪被捕。

expense

/ɪkˈspens/

(noun) 开销, 费用, 开支

示例:

Buying a new car is a big expense.
买新车是一笔大开销。

reservation

/ˌrez.ɚˈveɪ.ʃən/

(noun) 预订, 预约, 保留

示例:

I made a dinner reservation for two at 7 PM.
我预订了晚上7点两人的晚餐。

invoice

/ˈɪn.vɔɪs/

(noun) 发票;

(verb) 开具发票

示例:

Please send me an invoice for the services rendered.
请给我寄一份服务发票。

bribery

/ˈbraɪ.bɚ.i/

(noun) 贿赂

示例:

The politician was accused of bribery.
这位政客被指控犯有贿赂罪。

corrupt

/kəˈrʌpt/

(adjective) 腐败的, 贪污的, 腐烂的;

(verb) 腐蚀, 使堕落, 破坏

示例:

The politician was accused of being corrupt.
这位政客被指控腐败。

balance of payments

/ˈbæl.əns əv ˈpeɪ.mənts/

(noun) 国际收支

示例:

The country is trying to improve its balance of payments by increasing exports.
该国正试图通过增加出口来改善其国际收支。

balance of trade

/ˈbæl.əns əv treɪd/

(noun) 贸易顺差

示例:

The country is trying to improve its balance of trade by increasing exports.
该国正试图通过增加出口来改善其贸易顺差。

budget

/ˈbʌdʒ.ɪt/

(noun) 预算, 经费, 资金;

(verb) 做预算, 计划开支;

(adjective) 经济型, 廉价

示例:

We need to create a detailed budget for the upcoming project.
我们需要为即将到来的项目制定详细的预算。

acquisition

/ˌæk.wəˈzɪʃ.ən/

(noun) 习得, 获得, 藏品

示例:

Language acquisition is a complex process.
语言习得是一个复杂的过程。

giant

/ˈdʒaɪ.ənt/

(noun) 巨人, 巨头, 伟人;

(adjective) 巨大的, 庞大的

示例:

The fairy tale featured a benevolent giant who helped the villagers.
童话故事中有一个善良的巨人帮助村民。

sales conference

/ˈseɪlz ˌkɑːn.fər.əns/

(noun) 销售会议

示例:

Our annual sales conference will be held in London next month.
我们一年一度的销售会议将于下个月在伦敦举行。

sales representative

/ˈseɪlz ˌrɛp.rɪˈzɛn.tə.tɪv/

(noun) 销售代表, 业务员

示例:

Our sales representative will contact you shortly to discuss your needs.
我们的销售代表将很快与您联系，讨论您的需求。

retail bank

/ˈriːteɪl bæŋk/

(noun) 零售银行, 个人银行

示例:

Most people use a retail bank for their everyday financial needs.
大多数人使用零售银行来满足他们的日常金融需求。

commercial bank

/kəˌmɜːr.ʃəl ˈbæŋk/

(noun) 商业银行

示例:

Most people use a commercial bank for their everyday financial needs.
大多数人使用商业银行来满足日常金融需求。

investment bank

/ɪnˈvest.mənt ˌbæŋk/

(noun) 投资银行

示例:

She works for a leading investment bank in New York.
她在纽约一家领先的投资银行工作。

Internet banking

/ˈɪn.t̬ɚ.net ˌbæŋ.kɪŋ/

(noun) 网上银行, 在线银行

示例:

I use Internet banking to pay my bills every month.
我每月都用网上银行支付账单。

slumped

/slʌmpt/

(verb) 瘫倒, 垂下, 下滑;

(noun) 低谷, 衰退;

(adjective) 暴跌的, 萎靡的

示例:

He slumped into the chair, exhausted.
他筋疲力尽地瘫倒在椅子上。

upturn

/ˈʌp.tɝːn/

(noun) 好转, 上升, 复苏;

(verb) 上翻, 翻覆

示例:

The economy is showing signs of an upturn.
经济正在显示出好转的迹象。

microfinance

/ˈmaɪ.kroʊˌfaɪ.næns/

(noun) 小额信贷, 微型金融

示例:

Microfinance has helped many entrepreneurs in developing countries.
小额信贷帮助了发展中国家的许多企业家。

disprove

/dɪˈspruːv/

(verb) 驳斥, 证明…是假的

示例:

The new evidence helped to disprove the old theory.
新证据有助于驳斥旧理论。

private company

/ˈpraɪ.vət ˈkʌm.pə.ni/

(noun) 私人公司, 非上市公司

示例:

He decided to keep his business a private company rather than going public.
他决定将自己的企业保持为一家私人公司，而不是上市。

limited company

/ˈlɪmɪtɪd ˈkʌmpəni/

(noun) 有限公司

示例:

He decided to set up a limited company for his new business venture.
他决定为他的新业务成立一家有限公司。

multinational company

/ˌmʌltiˈnæʃənəl ˈkʌmpəni/

(noun) 跨国公司

示例:

Many large corporations are multinational companies.
许多大型企业都是跨国公司。

limited partnership

/ˌlɪm.ɪ.tɪd ˈpɑːrt.nɚ.ʃɪp/

(noun) 有限合伙企业

示例:

They formed a limited partnership to develop the new real estate project.
他们成立了一家有限合伙企业来开发新的房地产项目。

franchise

/ˈfræn.tʃaɪz/

(noun) 特许经营权, 特许经营, 选举权;

(verb) 特许经营, 授予特许权, 赋予选举权

示例:

The company operates several fast-food franchises.
该公司经营着几家快餐特许经营店。

destination

/ˌdes.təˈneɪ.ʃən/

(noun) 目的地, 终点

示例:

Our final destination is Paris.
我们的最终目的地是巴黎。

attract

/əˈtrækt/

(verb) 吸引, 引起兴趣

示例:

Magnets attract metal objects.
磁铁吸引金属物体。

incentive

/ɪnˈsen.t̬ɪv/

(noun) 激励, 动机, 诱因

示例:

The bonus served as a strong incentive for employees to work harder.
奖金是激励员工更努力工作的强大动力。

petition

/pəˈtɪʃ.ən/

(noun) 请愿书, 申请;

(verb) 请愿, 申请

示例:

They collected signatures for a petition to save the local park.
他们为拯救当地公园的请愿书收集签名。

contribute

/kənˈtrɪb.juːt/

(verb) 贡献, 捐助, 促成

示例:

He contributed a large sum to the charity.
他为慈善机构捐赠了一大笔钱。

prioritise

/praɪˈɔːr.ə.taɪz/

(verb) 优先, 优先处理

示例:

You need to prioritise your tasks to meet the deadline.
你需要优先处理你的任务以赶上截止日期。

infrastructure

/ˈɪn.frəˌstrʌk.tʃɚ/

(noun) 基础设施

示例:

The country's aging infrastructure needs significant investment.
该国老化的基础设施需要大量投资。

component

/kəmˈpoʊ.nənt/

(noun) 组成部分, 部件, 元件;

(adjective) 组成, 构成

示例:

The engine is a crucial component of the car.
发动机是汽车的关键部件。

revenue

/ˈrev.ə.nuː/

(noun) 收入, 收益

示例:

The company's annual revenue increased by 15%.
公司年收入增长了15%。

interest

/ˈɪn.trɪst/

(noun) 兴趣, 关注, 利息;

(verb) 引起兴趣, 吸引

示例:

She showed great interest in the new project.
她对新项目表现出极大的兴趣。

withdraw

/wɪðˈdrɑː/

(verb) 撤回, 取出, 取款

示例:

He decided to withdraw his application.
他决定撤回他的申请。

offset

/ˌɑːfˈset/

(noun) 抵消, 补偿;

(verb) 抵消, 弥补

示例:

The extra cost was an offset by the increased sales.
额外的成本被增加的销售额抵消了。

treasurer

/ˈtreʒ.ɚ.ɚ/

(noun) 财务主管, 司库

示例:

The club's treasurer presented the annual financial report.
俱乐部的财务主管提交了年度财务报告。

turnover

/ˈtɝːnˌoʊ.vɚ/

(noun) 营业额, 销售额, 员工流失率

示例:

The company reported a significant turnover increase this quarter.
该公司本季度报告了营业额的显著增长。

inflation

/ɪnˈfleɪ.ʃən/

(noun) 通货膨胀, 充气, 膨胀

示例:

The country is experiencing high inflation.
该国正在经历高通货膨胀。

surplus

/ˈsɝː.pləs/

(noun) 盈余, 剩余;

(adjective) 多余的, 剩余的

示例:

The company reported a budget surplus this quarter.
公司本季度报告了预算盈余。

liability

/ˌlaɪ.əˈbɪl.ə.t̬i/

(noun) 责任, 债务, 负担

示例:

The company accepted full liability for the accident.
公司承担了事故的全部责任。

depreciation

/dɪˌpriː.ʃiˈeɪ.ʃən/

(noun) 贬值, 折旧, 货币贬值

示例:

The car's value suffered significant depreciation over the first three years.
这辆车的价值在头三年里经历了显著的贬值。

foreign currency

/ˈfɔːr.ən ˈkɜːr.ən.si/

(noun) 外币, 外国货币

示例:

I need to exchange some local money for foreign currency before my trip.
我需要在旅行前将一些当地货币兑换成外币。

dumping

/ˈdʌm.pɪŋ/

(noun) 倾倒, 丢弃, 倾销

示例:

Illegal dumping of waste is a serious environmental problem.
非法倾倒废物是一个严重的环境问题。

guarantee

/ˌɡer.ənˈtiː/

(noun) 保证, 担保;

(verb) 保证, 担保

示例:

The television comes with a two-year guarantee.
这台电视机有两年保修。

insurance

/ɪnˈʃɝː.əns/

(noun) 保险, 保险业

示例:

I need to get car insurance before I can drive.
我开车前需要买汽车保险。

embargo

/ɪmˈbɑːr.ɡoʊ/

(noun) 禁运, 贸易禁令, 禁令;

(verb) 禁运, 禁止

示例:

The government imposed an embargo on arms sales to the region.
政府对该地区实施了武器销售禁运。

conversion

/kənˈvɝː.ʒən/

(noun) 转换, 转化, 皈依

示例:

The conversion of sunlight into electricity is done by solar panels.
太阳能到电能的转换是通过太阳能电池板完成的。

transfer

/ˈtræns.fɝː/

(verb) 转移, 调动, 转让;

(noun) 转移, 调动, 转让

示例:

Please transfer the files to the new folder.
请将文件转移到新文件夹。
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